Budeting

Zero-Based Budgeting:
- Concept overview
- Zero-Based Budget Simulation

Advanced Spending Strategies:
- Variable vs. Fixed Expenses
- Discretionary vs. Non-Discretionary Spending
- Expense Prioritization Exercise

Behavioral Finance and Decision-Making:
- Opportunity Cost
- Delayed Gratification
- Opportunity Cost Scenarios activity 

Real-Life Budget Challenges;
- Budgeting for Irregular Income
- Budgeting for College or Trade School
- Irregular Income Simulation

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